A Artisan contractor, is the life blood of the Construction Industry. Artisan contractors include but are not limited to Carpenters, Electricians, Plumbers and to the extremely important AC contractor. Not only are these contractors highly skilled in their craft, they need a policy just as tailored for them.
Commercial Auto Insurance
Commercial Auto Insurance guards your business from the day to day operations of your drivers on the busy Florida Roadways. We can assist you to find the options that work best for your company, to ensure your protected. We work hard to help you protect your hard work, make sure to safeguard against future potential losses.
Builders Risk Insurance
Whether you are Building a new home, office or adding onto an existing structure you need Builders Risk Insurance. Generally, before a bank/lender will release any money, builders risk insurance must be in place. Builder’s risk insurance is a special type of property insurance which indemnifies against damage to buildings while they are under construction. Builder’s risk insurance is coverage that protects a person’s or organization’s insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.
Business Owner Package Insurance
Many small business owners mistakenly believe that if they have general liability insurance, their own losses are covered as well as the losses of their customers. But a general liability policy does not protect you when it comes to your OWN property. If you want to protect your own property you will need a Business Owners Policy, this type of policy combines general liability insurance and property insurance.
We understand that churches tend to place their faith in a Master policy offered from the national organization. However, we have found that having a stand alone policy provides for a broader and more suited policy for each individual church. Our church program, covers owned property, Pastoral Care, Sexual Misconduct, Daycare and several other very important programs.Give us a call so we can review the types of risk your church faces, and then we can put together an effective, economical insurance program.
Commercial Condo Insurance
Like a Residential Condo, Condo owners have a unique set of requirements for protecting their property.Even though the Association has a policy for the building, you need a policy to protect the interior of your unit and the belongings housed within as well.
General Liability and Business owners Insurance do not provide coverage against Flood damage, it is suggested and in some cases required that a separate flood policy be purchased. We can go over the different options and programs available for your property and see which one fits your needs best.
General Liability Insurance
General liability insurance the first type of Insurance that comes to mind when you think about commercial Insurance. This type of Insurance protects your business from another person or business’s claims of bodily injury, associated medical costs and damage to property. However, General Liability will not protect you from everything and other policies are available to supplement coverage for your business.
Group Health Insurance
We can help you navigate through the process of selecting the right coverage level for your business and employees. The Benefit to group coverage generally is due to broader coverage and better pricing versus individual pricing. We have a great relationship with carriers like Aetna, Humana and United Healthcare, which allows for healthcare services with a broad range of network doctors and healthcare specialists in Florida.
Special Event Insurance
Special Event Insurance is like General Liability Insurance for special gatherings like Festivals, Weddings, Pub Crawls, Conventions, etc. Depending on where your function is being held you may be required to carry a Special event policy.
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