We can review your current coverage and answer your questions in regards to the legal requirements, additional coverage options such as uninsured motorist, collision, comprehensive coverage and deductibles. As a Independent Insurance agent we will work to find competitive rates for you.
At First glance everyone notices the miles of coastline we have for enjoyment. Other then relaxing on a beach, being on the water allows for a greater sense of relaxation. Let us help you ensure your relaxation on the water by protecting your vessel. We handle a wide array of vessels from jets skis, sailboats, houseboats, yachts to charter boats.
Condo owners have a unique set of requirements for protecting their property.Even though the Association has a policy for the building, you need a policy to protect the interior of your unit and the belongings housed within as well. Some examples of items covered would be damage to personal items like furniture, clothing, and appliances. Also a condo policy provides coverage like a homeowners policy for belongings not at the unit.
Flood Insurance covers a Home against the dangers of Raising Waters. Homeowners Insurance policies do not cover against this risk and it is suggested and in some cases required that a separate flood policy be purchased. We can go over the different options and programs available for your property and see which one fits your needs best.
We can guide you through the unique risks and concerns that face most Florida homeowners, along with mortgage requirements and the difference between the coverage of dwelling, personal property, liability, medical payments and loss of use coverage as well as available discounts. Your home is your biggest asset let us help you make sure it is protected.
Life Insurance is the only form of Insurance you are guaranteed to use, though generally not for oneself. Life Insurance helps protect your family from unexpected loss to long range planning of ones estate. Depending on the reasoning behind the purchase of a policy there are several types of policies available. Types of life insurance policies sold in Florida are: Whole life, Universal life, Term life Insurance. We can sit down with you and go over the different policy types and assist you in determining what type is the best fit for you.
The thought of the open road and the memories attached to the cross country road trip brings a smile to your face. We can assist you in ensuring the freeing ride doesn’t cost you everything. We know motorcycle riders have one of the more stressful commutes, bikers are exposed, leaving them more vulnerable to injuries and accidents. Typically, an accident involving a motorcycle almost always ends with injuries requiring extensive medical bills and treatment. Let us help you protect against the unforeseen and make sure your covered.
Personal Liability Insurance
Everyone wants to have coverage and they strive to make sure they are covered. However, depending on your situation have you thought about an Umbrella for a rainy day? You might need an extra level of protection provided by a personal umbrella liability insurance policy. An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection.
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